Federal Direct Loans
Federal Direct Student Loan
These loans are offered by the federal government to all students who complete a valid FAFSA. The repayment of these loans is deferred while the student is enrolled at least part-time.
Federal Direct Parent PLUS Loan
Parent PLUS loans are offered by the federal government to parents of undergraduate students. Approval is subject to a credit check. The repayment of these loans is deferred while the student is enrolled in an undergraduate degree program.
Private/alternative loans are any loans that are available to students that are not administered by the federal government. Families interested in borrowing through private/alternative loans should go to the Elm Select website to view the different loans available. Elm Select provides information and applications for many different lenders.
Please visit the Office of Student Financial Services for details about these programs as well as information on private loan sources.